About us – your choice for Buy Here Pay Here

Welcome to Instant Auto Finance!

Since 1985, Instant Auto Finance has been committed to providing exceptional service and support to our customers. We’ve proudly served our communities for over four decades with convenient Buy Here Pay Here locations in Elkhart, Mishawaka, Goshen, and Indianapolis. Our goal is to make car buying accessible and hassle-free for everyone—regardless of credit history.

Whether you’re searching online for “buy here pay here near me,” “bad credit car financing,” or simply “used car dealership you can trust,” we’re here to help. We believe in offering reliable vehicles, flexible payment options, and a friendly customer experience that makes it easy to drive away happy. Discover how Instant Auto Finance can simplify your next car purchase today.

Our Commitment to You

100% Guaranteed Credit Approval

At Instant Auto Finance, we believe that everyone deserves a chance to own a vehicle. That’s why we offer 100% guaranteed credit approval. No matter your credit situation, we are here to help you get behind the wheel of a reliable car.

30-Day No-Hassle Exchange

Customer satisfaction is our top priority. If you’re not completely satisfied with your purchase, take advantage of our 30-day, no-hassle exchange policy.

Free 12-Month, 12,000-Mile Warranty

We stand by the quality of our vehicles. Every car purchased from us comes with a free 12-month, 12,000-mile warranty. Drive with confidence knowing that we have you covered.

Flexible Financing Options

We understand that sometimes you may not have all the down payment today. Our deposit program allows you to put down a deposit to hold the car you want for up to 30 days. This flexibility ensures that you don’t miss out on the vehicle you love.

Credit Reporting

We report to the credit bureaus to help you build or improve your credit. Every payment you make helps to create a positive credit history, paving the way for a better financial future.

Visit Us Today

With locations in Elkhart, Mishawaka, Goshen, and Indianapolis, Instant Auto Finance is always nearby and ready to assist you. Visit us today and experience the difference of a customer-focused car buying process.

Thank you for choosing Instant Auto Finance. We look forward to serving you and helping you find the perfect vehicle!

Car Buying: Accessible and Hassle-Free

Our goal is simple: make car buying accessible and hassle-free for everyone—no matter your credit situation. Whether you’re searching for “bad credit car financing,” “used car dealerships near me,” or need flexible in-house financing, our friendly team is here to help. Discover our wide selection of reliable vehicles, personalized payment options, and top-notch customer care. When it comes to finding a car you can depend on, Instant Auto Finance is the name you can trust to get you on the road with confidence.

Find Us

Elkhart: 574-262-2617

Goshen: 574-975-9990

Mishawaka: 574-259-7411

Indianapolis: 317-259-7999

Instant Auto Finance
Your Approval is 100% Guaranteed!
Operating since 1985.

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