Since 1985, Instant Auto Finance has helped thousands of drivers get back on the road—no matter their credit score. With convenient Buy Here Pay Here locations in Elkhart, Mishawaka, Goshen, and Indianapolis, we make car‑buying simple, fast, and stress‑free. Here’s why customers say we’re The Best Buy Here Pay Here in town.
1. 100 % Guaranteed Credit Approval
Bad credit? No credit? We say yes when others say no. Every qualified shopper drives away—period.
2. 30‑Day, No‑Hassle Exchange
Change your mind? Bring it back within 30 days and swap it for something you love. No headaches. No judgment.
3. Free 12‑Month / 12,000‑Mile Warranty
Peace of mind comes standard. Every vehicle is protected for one full year or 12,000 miles—whichever comes first.
4. Flexible Down‑Payment & Deposit Program
Need time to gather the full down payment? Place a small deposit and we’ll hold your vehicle for up to 30 days.
5. Credit Reporting That Works for You
We report every on‑time payment to the major bureaus, helping you rebuild credit while you drive.
Ready to see why we’re The Best Buy Here Pay Here near you? Visit your closest Instant Auto Finance store or apply online in minutes.