How To Rebuild Your Credit With A Car Loan

Bad Credit? No Credit?

Hey there, Hoosiers! Is your credit score the one thing keeping you from getting the car of your dreams? Instant Auto Finance is here to help you rebuild your credit and get a car within your reach. 
Everybody wins! 

Did you know that Instant Auto Finance is an A+ Accredited Business with the Better Business Bureau? For over 40 years we have been helping people get into a quality used car. You can depend on us for trustworthy, knowledgeable service. Drive away in your new car today!

If you’re living with bad credit, an auto loan can be a great way to improve your credit score. The factors that make up your credit score are payment history, amounts owed, length of credit history, credit mix, and new credit. An auto loan can help in all of those areas, but it impacts your payment history, credit mix, and new credit the most.
With each on-time payment you make on your car loan, you’re helping improve your credit. However, missing and late payments make just as much of an impact and decrease your score. If you miss just one payment, you run the risk of defaulting on your loan!

A Payment Plan Right for You

Thankfully, Instant Auto allows you to choose a weekly, bi-weekly, semi-monthly, or monthly payment to cater to what works best for you and your current score. Instant Auto Finance takes into account your ability to take on a loan, how stable your financial and living situations are, and whether you’re willing to invest in your loan with a down payment. You are simply required to provide proof of identity, income, employment, phone, and residence. Whether you have good credit, bad credit, or no credit, we will find a financing option that works best for your specific situation. 

Here at Instant Auto Finance, we work with you to find the best match to fit your lifestyle. We have hundreds of high-quality used cars, trucks, SUVs, Mini-Vans, Third Row, and 4X4 vehicles to chose from.

With locations in Elkhart, Goshen, Fort Wayne, Mishawaka, and Indianapolis, you can stop by today! Get approved in 10 minutes or less at