Filter Vehicles

Model years

Makes

Models

Fuel types

Body styles

Location

Susan Hammond

Mishawaka: 

Great Experience! The process was super quick and easy. Even wanted to test drive a car that they didn’t have on their lot, and they drove it over so I could test it.

Keri Reynolds

Mishawaka:

Great customer service!! Very helpful in getting me into a new vehicle! Definitely recommend coming here to get your next vehicle!! They are awesome!!

Garrett Stephens

Elkhart: 

Very detailed and professional. I worked with Gavin, and he was extremely helpful in finding something in my budget and getting me approved with some not-so-great credit. He worked with me…

Dorothy Murphy

Elkhart: 

WOW, when I say Gavin is the best, he really is, thank God for him. Helped me in and out within an hour, I was ready to drive off in my new whip😁 Thanks Gavin for being so great. I recommend that anyone who’s looking for great customer service and a nice ride come on down to Instant Auto and Finance.

Michelle Sigerich

Goshen: 

Super easy to work with, even with some snags in our application. He went through each vehicle in our price range and was honest about each vehicle. I test drove one vehicle and ended up purchasing it! Will recommend to friends/family!

Arthur Lambert

Goshen: 

Josh at the Goshen lot is amazing. This is about number 7th vehicle I have bought. He made the process so easy and quick. I would highly recommend going and seeing Josh. He can have a vehicle brought from another lot, also if you see one you want.

Tyler Shank

Indianapolis: 

Jenna was the best and worked so hard to put me in the right car! The warranty and finance team is top-notch and extremely supportive! At 19 and with my first financed car, I’m leaving this dealership very happy with Instant Auto Finance!!

Quentin Mcdade

Indianapolis: 

In just a matter of minutes, she had completed all the paperwork and made it ready for me to sign. Not only was she efficient, but she was also incredibly kind and down-to-earth. Her professionalism was top-notch, and she made the whole process a breeze even with it already being cold outside 😂 ❄️🥶.

Build Credit Fast with The Best Buy Here Pay Here: 5 Ways Instant Auto Finance Has Your Back

The double win at Instant Auto Finance — get a reliable car and rebuild credit.

  • Benefit #1: Automatic Bureau Reporting – How consistent, on‑time payments add positive history.

  • Benefit #2: Affordable Payments You Can Keep – Customized schedules prevent late fees and dings.

  • Benefit #3: Warranty = Fewer Surprise Bills – Protects your budget, so payments stay on track.

  • Benefit #4: 30‑Day Exchange Safety Net – Confidence to choose the right car, reducing default risk.

  • Benefit #5: Friendly Financial Coaching – In‑store staff explain credit scores, budgeting, and trade‑in timing.

Closing Paragraph
With Instant Auto Finance, you don’t just buy a car—you invest in your financial future. Apply online today and see why we’re The Best Buy Here Pay Here for drivers ready to turn the corner on credit.


Four Decades of Trust: Why Instant Auto Finance Remains The Best Buy Here Pay Here for Indiana Drivers

Searching Google for “The Best Buy Here Pay Here near me”? Look for a dealership with deep community roots.

  • 40 Years, Four Cities, One Mission – A quick timeline showing growth from a single Elkhart lot to four thriving locations.

  • Neighbors First, Dealership Second – Community sponsorships, local hiring, and customer‑referral rewards.

  • Financing that Fits Real Budgets – Weekly, bi‑weekly, and monthly payment options plus same‑day approvals.

  • Warranties That Don’t Disappear – Why our 12 mo/12k mi coverage beats the 30‑day “as‑is” norm.

  • Driving Credit Scores Upward – Real customer stories of 50‑ to 100‑point jumps in a year.

“Stop by any of our four Indiana locations and discover why your neighbors call us The Best Buy Here Pay Here.”