Frequently Asked Questions
What do I need to apply for a vehicle?
All you need is to complete our brief application process, have a valid drivers license, most recent pay check stub and recent utility bill. Information for the application includes your recent employment and residential history, six personal references and some addition brief information, it is really very simple.
Do you have a written warranty?
Yes, we have a Free 365 day or 12,000 mile Limited Warranty on all units sold, we also encourage any off site inspection of our vehicles by the mechanic of your choice prior to sale.
What type of credit do you have to have in order to get financed?
Instant Auto Finance caters to all types of special needs when it comes to credit, we have the ability to finance 100% of our applicants, it truly is 100% Guaranteed Credit Approval! We have specialized in people with challenged or 'bad' credit, bankruptcy, divorce, for about 25 years. From 'A' to 'Z' credit we approach everyone the same way, with optimism and respect and do all we can to meet their needs.
Will this be reported to the credit bureau?
Yes, your auto loan will be reported to the major credit bureaus by SCS Credit Corp. SCS is the finance company that will fund and service your loan after the sale.
How long has Instant Auto Finance been in Business?
Instant! Auto Finance has been financing the needs of car buyers for over 25 years and we look forward to servicing the motoring public for many more!
If I have questions concerning my vehicle whom do I contact?
You always should contact the lot where you purchased your vehicle, this is where most if not all questions can be addressed to your satisfaction concerning to your purchase and warranty agreements with Instant! Auto Finance. If you do not feel your situation has been addressed sufficiently we urge you to call our Customer Care Hotline at 1-866-288-6933.
How can I apply?
You always should contact the lot where you purchased your vehicle, this is where most if not all questions can be addressed to your satisfaction concerning to your purchase and warranty agreements with Instant! Auto Finance. If you do not feel your situation has been addressed sufficiently we urge you to call our Customer Care Hotline at 1-866-288-6933.
